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Insurance Loss Adjusters for the short term insurance industry Terms of Use


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Introduction


Welcome to Pacific Adjusters website, pacific.co.za. The website provides information about Pacific Adjusters and general short term insurance information. The website is owned by Pacific Adjusters and is maintained by Pacific Media. The website is hosted by Anno Internet of Canada with a server located in Cape Town.


By accessing and using this website, you agree to be bound by the terms and conditions set out in this notice. If you do not wish to be bound by these terms and conditions, then you may not access, display, use, download, copy or distribute any of the content of this website.


Your use of the website


You agree that your use of this website is for lawful purposes only. You agree that you will not use this website for any unlawful purpose, including committing a criminal offence, gaining unauthorised access to other computer systems, or transmitting unlawful material.


General disclaimer


You agree to access and use this site entirely at your own risk. Please read the Exclusion of Liability clauses below.


Choice of law


This website is owned and operated within the Republic of South Africa. Therefore, these terms and conditions are governed by the laws of the Republic of South Africa, and the user consents to the jurisdiction of a South African High Court in the event of any dispute.


Accuracy of information


While every effort is made to ensure that the information provided on this website is current and accurate, you should not assume that this is always the case, and should consult other sources before making any decision to act on this information.


Your privacy


We respect the privacy of all visitors to this site. You may use this site without providing any personal information. However, so that we can regularly assess and improve the site, we collect information on the number of visits to the site, pages viewed, etc.


Copyright and use of material


Pacific Adjusters retains copyright in the website and all current and future content displayed on the website which is not owned by third parties.


In terms of a limited licence, granted for general use, Pacific Adjusters grants the user, subject to these terms and conditions, a non-exclusive, non-transferable, limited and revocable right to access, display, use, download and otherwise copy the current and future content of the website for your personal, non-commercial and informational purposes only, unless otherwise stipulated.


In addition, Pacific Adjusters grants you permission to copy and distribute information from the website for non-commercial purposes, provided that: (i) this information has not been sourced from third parties; (ii) you notify the webmaster of such use; and (iii) Pacific Adjusters is acknowledged as the source by reference to the website address.


This website and its contents may not be reproduced, duplicated, copied, resold or otherwise used for any commercial purpose without the express prior written consent of Pacific Adjusters.


Your comments


We value feedback received from visitors to our site. However, you agree not to transmit any material that is unlawful, harmful, defamatory, abusive, threatening, vulgar or obscene. You remain liable to any third party for your comments, and Pacific Adjusters is not liable to any third party for the content of your comments.


External links, advertising and Broker information


Wherever this website provides links to other websites, this should not be construed as constituting any relationship or endorsement of the linked third party, and reliance on all information provided by the external link is done so at your own risk.


Wherever third party advertising,  promotional material or Broker details  is displayed on this website, this should not be construed as Pacific Adjusters endorsing or creating any relationship between Pacific Adjusters and that third party. Reliance on any such material or information is entirely at your own risk.


Linking


Any third party wishing to link to this website from their website must obtain permission from Pacific Adjusters by directing such request to Pacific Adjusters, and permission may be granted on terms and conditions agreed.


Exclusion of liability


You expressly agree that the use of this website is entirely at your own risk. The website and all its contents are provided on an "as is" basis, and Pacific Adjusters makes no representations or warranties of any kind, whether express or implied, to the accuracy of the contents of the website.Pacific Adjusters does not warrant that the website's functions will be uninterrupted or error-free, or that the site or its server is free from viruses or other harmful components.


Pacific Adjusters, its owners, directors, employees, officials, suppliers, agents and/or representatives shall not be liable for any loss or damage, whether direct, indirect or consequential, or any expense of any nature whatsoever, which may be suffered by the user, which arises directly or indirectly from reliance of the website and/or its content.


Pacific Adjusters, its agents or suppliers shall not be responsible for any direct or indirect special consequential or other damage of any kind whatsoever suffered or incurred by you related to your use of, or your inability to access or use, the content or the website or any functionality of the website or of any linked website, even where Pacific Adjusters is expressly advised thereof.


You will indemnify Pacific Adjusters, its owners, directors, employees, officials, agents, suppliers or representatives, and keep them fully indemnified, from and against any loss or damage suffered or liability incurred in respect of any third party, which arises from your use of this website.


Contact details for any purposes related to these terms and conditions


Telephone: +27 (0)43 748 6511

Fax: +27 (0)43 748 2061

E-mail: admin@pacific.co.za